Annual Budgeting Template
Monthly Budget Templates with Annual Dashboard
Want to know a secret? When I started learning all things personal finance, I was confused. The message was to INVEST, INVEST NOW! INVEST EARLY AND OFTEN! I was like, that sounds great, but where’s the money to invest? I had 2 young kids and a teacher’s salary. There weren’t exactly thousands left at the end of the month to follow financial gurus’ advice and INVEST!
However, I knew how important this investing business was and I knew that I wanted financial security. Tied into a job until aged 65? No thanks! Not to mention that I wanted to provide a good life for my children.
So, I made a choice. I got really intentional with my money. I budgeted, I tracked, I cut expenses, I took on side hustles. My SAVINGS RATE grew. This was the most significant thing for me. As the gap between my income and expenses grew, so did my net worth, my drive and my confidence. And then, I invested. And now I am reaping the benefits of those decisions.
I have grown so passionate about personal finance that it’s now my mission to help others manage their money more effectively so people can build wealth and feel the empowerment that comes with having surplus money.
I couldn’t have achieved what I have without a budget. I tried apps but they weren’t personalised enough and I always quit after a while. Plus I wasn’t comfortable linking my bank account with an app. Pen and paper were too faffy for me (is that even a word?). And so Excel became my best friend.
Over the last 2 years, I have developed an efficient and effective budgeting method that accounts for emotions and numbers. That empowers you to create a realistic and accurate budget that isn’t restrictive or judgemental. It is customisable yet the formulas do the heavy lifting for you.
It’s here friends. Boss Bramley Budgeting. Named after my father who first taught me to budget back when I was fresh out of University and $1000 into an overdraft. I have used this system to invest 6 figures and pave the path to financial freedom for my family. Now it’s your turn – what are you waiting for?
This colourful monthly budget template will ensure that you never forget to create your budget!
Customise your categories and see all your totals populating for you automatically.
Track your progress through the month against all of your allocated categories using the progress bars.
Use the donut charts to quickly check how you’re doing in terms of budgeted vs actual spending.
Set savings goals and sinking funds using this template. See your savings rate soar as you track and analyse with ease.
You have an expense calculator to go with each budget template for the year.
Just input your expenses, select the category and your totals will automatically populate on the corresponding monthly budget tab.
Complete a visual values-based analysis on your expenses to assess how important they are to you.
Create a realistic and accurate budget that you will actually stick to!
This amazing dashboard provides easy navigation around each of your monthly budget templates so you don’t have to constantly scroll through the tabs along the bottom.
See a snapshot of your income, expenses, savings and savings rate at a glance.
Select which months you want to focus on and switch between budgeted and actual allocations.
Helps keep you focused on your goals, whether you want to smash debt or pave the path to financial freedom. The choice is yours!