Over the last 2 years, I have developed an efficient and effective budgeting method that accounts for emotions and numbers. That empowers you to create a realistic and accurate budget that isn’t restrictive or judgemental. It is customisable yet the formulas do the heavy lifting for you.
I have used this system to invest 6 figures and pave the path to financial freedom for my family. A cross between zero-based budgeting and values-based budgeting, this is a system that sticks. If you find that you never seem to stick to a budget or you’re always getting caught off guard by one emergency or another and having to dip into your savings, this is for you.
The holiday season… whether you celebrate Christmas or not, December can be an expensive month.
With this ready-made, customisable spreadsheet template, just plug your numbers in and figure out your total budget, plan out your calendar and track your progress through the holidays.
For the cost of a cup of coffee, you can enjoy the festivities worry-free (well, except for that impending visit from the in-laws!) and enter the new year a fully-fledged savvy saver. What are you waiting for? Click the link and check it out!