A common dilemma many people face: to invest in property or stocks? You are in the fortunate position of having an emergency fund saved and some excess cash. What to do with it? On the one hand, you have people who swear by real estate. The stock market is just fancy gambling, they say. Bricks …
To Invest in Property or Stocks: 10 things to consider Read More »
What does ‘savings rate’ mean? Savings rate is a fairly straightforward metric to calculate and track. It is essentially just your total income minus your total expenditure in any given pay cycle, month, year, or other timeframe of your choice. This is, in my opinion, the best indicator of your financial health. Your savings rate …
Have you ever looked at your bank balance towards the end of the month and asked where did all my money go? I know I have…too many times. You can’t remember anything substantial that you bought, and other than paying bills, you’re not sure where your hard-earned money went. Come to think of it, am …
could tracking expenses be your fast track to wealth? Read More »
Research shows that over a quarter of people go into debt over the December holidays. Approximately 20% of people will likely carry a credit card balance into the new year. Do you often start out with good intentions then before you know it, your budget has spiralled out of control? For some, checking their balance …
People often migrate to Gulf countries with ambitious saving goals. Perhaps they want to pay off their debt or save for a house deposit to purchase a property back in their home country. However, the lure of boozy brunches, luxury yacht parties and sparkly malls can be extremely enticing. Pair that with homesickness and culture …
