Financial Independence

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To Invest in Property or Stocks: 10 things to consider

A common dilemma many people face: to invest in property or stocks? You are in the fortunate position of having an emergency fund saved and some excess cash. What to do with it? On the one hand, you have people who swear by real estate. The stock market is just fancy gambling, they say. Bricks …

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What’s the best way to transfer money internationally?

One of the most frequently asked questions of expats is ‘what’s the best way to transfer money internationally?’ Expats earning in different currencies than their home currency may have to send money home to support family or meet financial obligations in their home country. In addition, people earning in currencies such as the UAE Dirham …

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Want to retire early? Track your savings rate

What does ‘savings rate’ mean? Savings rate is a fairly straightforward metric to calculate and track. It is essentially just your total income minus your total expenditure in any given pay cycle, month, year, or other timeframe of your choice. This is, in my opinion, the best indicator of your financial health. Your savings rate …

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Is Financial Independence Worth Pursuing?

Financial independence, or the concept of saving enough money that you never have to work again often decades before most people can retire, has gained popularity over the last decade. But it’s far from an easy goal to achieve so is it really worth it? When most people hear the word ‘retirement’, images of grey …

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