What does ‘savings rate’ mean? Savings rate is a fairly straightforward metric to calculate and track. It is essentially just your total income minus your total expenditure in any given pay cycle, month, year, or other timeframe of your choice. This is, in my opinion, the best indicator of your financial health. Your savings rate …
Struggling to manage money? Want to know where all your money went? You will hear the same advice almost every time: create a budget. But which budgeting method is best? And how do you create a budget that you will actually stick to and will help you make the most of your money? There’s a …
The year was 2020, and as the world shut its doors on social gatherings, work came flooding in through my email, phone, and devices. In my multi-profession of teacher, tutor and proofreader, demand rose exponentially. As courses went online, people found it more difficult to access work requirements and turned to me to support them. …
Finding your ‘Enough’: what i discovered during my no spend year Read More »
For most parents, the day their child arrives is one of, if not the most memorable day of their lives. This date will forever be etched into their lives and never forgotten. Every year on this day, different cultures have certain traditions to celebrate another year of life. For a lot of people, they celebrate …
