A common dilemma many people face: to invest in property or stocks? You are in the fortunate position of having an emergency fund saved and some excess cash. What to do with it? On the one hand, you have people who swear by real estate. The stock market is just fancy gambling, they say. Bricks …
To Invest in Property or Stocks: 10 things to consider Read More »
What does ‘savings rate’ mean? Savings rate is a fairly straightforward metric to calculate and track. It is essentially just your total income minus your total expenditure in any given pay cycle, month, year, or other timeframe of your choice. This is, in my opinion, the best indicator of your financial health. Your savings rate …
Financial independence, or the concept of saving enough money that you never have to work again often decades before most people can retire, has gained popularity over the last decade. But it’s far from an easy goal to achieve so is it really worth it? When most people hear the word ‘retirement’, images of grey …
Struggling to manage money? Want to know where all your money went? You will hear the same advice almost every time: create a budget. But which budgeting method is best? And how do you create a budget that you will actually stick to and will help you make the most of your money? There’s a …
Have you ever looked at your bank balance towards the end of the month and asked where did all my money go? I know I have…too many times. You can’t remember anything substantial that you bought, and other than paying bills, you’re not sure where your hard-earned money went. Come to think of it, am …
could tracking expenses be your fast track to wealth? Read More »
Do you want to invest but feel overwhelmed by all the options and information? Perhaps you don’t know where to start? Not sure how to contribute to your retirement as an expat? Being an expat can come with many benefits, such as a tax-free salary, beach lifestyle and beautiful weather. However, nothing comes without a …
pros and cons of DIY vs robo-advisor investing approaches Read More »
